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Template

Annual Plan Renewal Reminder Email

Sent 30 days before an annual subscription auto-renews. Goal: transparently remind the customer, offer an upgrade/downgrade path, reduce chargeback risk. Required by law in several US states (e.g., California) and in the EU.

EmailPre-dunningTone: FormalB2B + B2C

Subject line options

A/B test these. Lowercase, question format, and specific-time framings consistently win.

  • Your {{product_name}} annual plan renews {{renewal_date}}
  • Heads up: annual renewal for {{product_name}}
  • Your {{product_name}} subscription renews in 30 days

Template

Hi {{first_name}},

Your {{product_name}} annual subscription will renew on
{{renewal_date}} for ${{annual_amount}} (on the {{plan_name}}
plan).

You do not need to do anything if you want to continue. If you
would like to change plans, pause, or cancel, you can do any of
the following before the renewal date:

- Manage subscription: {{manage_link}}
- Switch plans: {{plans_link}}
- Contact us: {{support_email}}

We will email again 3 days before the renewal as a final reminder.

- {{sender_first_name}}

Variables in {{like_this}} should be replaced with your merge fields.

Why this template works

Transparent auto-renewal notices reduce chargebacks by 40-60% and are legally required in many jurisdictions. The action options are clear and non-dark-pattern. The second-reminder promise removes the "you only told me once" complaint.

Implementation tips

  • 1Annual renewal emails are legally required in California, New York, Illinois, Oregon, and the EU. Confirm your jurisdiction.
  • 2Send exactly 30 days out - too early is confusing, too late may not comply
  • 3Include a second reminder 3 days before renewal as a courtesy
  • 4Do not hide or bury the cancel link - regulators care about dark patterns

Frequently asked questions

Is an annual renewal reminder legally required?

In several US states (California, Oregon, New York, Illinois), yes - 3 to 30 days before renewal depending on the state. The EU Consumer Rights Directive also requires clear pre-renewal notice. Even where not required, sending reduces chargebacks by 40-60%.

How much does this reduce chargebacks?

Typical reduction is 40-60%. Customers who receive a clear renewal notice almost never dispute the charge with their bank, because they cannot claim they did not know.

Automate this with Rebounce

Rebounce sends this template automatically based on decline codes and timing

Rebounce detects payment failures via Stripe Connect, classifies them by decline code, and runs the optimal dunning sequence across email, SMS, WhatsApp, and in-app banners. The templates above are the exact patterns Rebounce uses out of the box - you can adapt the copy to your brand voice and Rebounce handles delivery, timing, and sequence cancellation when a retry succeeds.

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